Checking your credit file before applying for a mortgage is a first important step.
You may believe that your credit file will have no issues, but you honestly would not believe the number of times that our clients have been shocked when they have viewed their credit report for the first time. Often this is through no fault of their own. Mistakes have simply been made by the Credit Reporting company, or a company that you have had dealings with.
We have teamed up with Checkmyfile
because they give you the opportunity to view all four Credit File Companies in one.
They offer a 30 day free trial. If you subsequently decide you don't need their services then you can cancel at any time and if you cancel within the first 30 days, then it will cost you nothing.
Checking all four files gives us a much better picture of your overall position, ensuring that we get you with the right lender.
So if you're serious about searching for a mortgage, then we strongly recommend that the first thing you should do is Checkmyfile
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YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT
Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage payments. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
KIS financial solutions is Authorised and Regulated by the Financial Conduct Authority (FCA No. 302556).